Apps Review

Top 5 Digital Wallets & UPI Payment Apps In India

Mobile wallets provide an east yet secure way of transfer of money and purchase of items.Everyone is interested in this concept of mobile wallets because,as the name suggests,It helps you to manage your life by paying bills and recharging and also helping you keep track of your money.There are more mobile wallet users in india than the total number of credit holders.This is a fact that shows you the importance of mobile wallet in the current generation.

Top 5 Best Digital Wallets of 2021


Paytm is a mobile wallet handcrafted in India. Paytm started its journey with just mobile and DTH recharge and bill payments. It is now the biggest mobile commerce platform in India. The company has seen epic increase in the number of customers since its inception. The Paytm wallet provides an easy and secure way of money transfer and online purchase. Paytm has got millions registered users which shows its reliability and accessibility.


Mobikwik is a wallet and a payment portal which enables you to store your money and use for purposes. Mobikwik provides you the option of shopping from a wide variety of materials from over 50000 merchants throughout India. It also provides you with the option of ‘Cash pay’ which is similar to the cash on delivery. This enables you to pay cash at your doorstep making the transaction convenient for you. Mobikwik is an extremely safe money wallet that gives customers utmost security. However there has been a large data breach on Mobikwik and 8.2TB of data of 99 million users, so it is not recommended to use it as of 2021.


Oxigen wallet is India’s biggest payment solutions provided. Oxigen has done more than 2 billion transactions till date. It is one of the most secure wallets available for mobile. Oxigen provides you with all the services like bill payment, recharges, etc. It also provides you with the option of ticket booking. Tickets could be booked for your travel easily from your mobile using Oxigen wallet .It is India’s one of the first private mobile wallets to be approved by the Reserve Bank of India(RBI).

Citrus Pay

Citrus is one of the largest online payment gateway that provides mobile wallet services. Citrus has a huge amount of customers thanks to its enormous campaign in making the product reach the customers. Citrus allows you to pay your bills and recharge your DTH and mobiles. It provides you with a safe, fast and easy way to do all your works. Citrus pay has multiplied its value within a few years.

Lime Wallet

Lime wallet is the mobile wallet of Axis Bank which has been approved by the Reserve Bank of India. Axis bank is one of the most secure banks in the world and this mobile wallet is also secure. It provides every kind of service ranging from recharges and bill payments to shopping and travel. Lime wallet has become famous in a very short period of time. This has become one of the most successful mobile wallets presently in the market.

Mobile wallets are another step towards making your lives easier and a lot of companies present you with a lot of options to choose from. Wallets help you do everything on the go and make your lives easier. They help you manage your money more efficiently.

About the author


Sasidharan is the owner of Techspotz and writes on various topics like How-to tutorials, SEO, Blogging etc. Loves tech in any form, quite optimistic about AI, Blockchain and IoT.

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.