Having a family is responsibility and being in this fast moving world, we never know that what will happen. In this case, you need a perfect health insurance policy which will take care of your family in all circumstances life long!
Well, there are many insurance companies which offer this. But, you need to choose something which suits your requirement. When I started searching for the life insurance policy, there were many policies. But, I felt this one was better and suited my requirement. Edelweiss Tokio Life CritiCare+ is the one I am talking about. There are many benefits of this critical illness insurance policy which includes:
- Coverage for 17 critical illness.
- Lump sum benefits on the diagnosis of critical illness
- Under the multi claim policy, you can claim up to three times of your policy amount
- For higher sums, you can get discounts
- You can also get some tax benefits
To add to these benefits, there are others like:
- The minimum policy amount is Rs. 2000 and minimum & maximum policy terms are 5 and 30 years respectively.
- Unlike other companies like Bajaj Allianz, Bharti AXA, etc. this plan includes many critical illness.
With this, the policy has been made simple so that you can understand it better. You can buy this policy online which in turn will save your time and energy. You can also call them or SMS to know better. I being a net surfer searched every possible detail and bought it online.
There is also a free look period in which you can return the policy. You need to do the same within 15 days after you have received the policy. If it has been sold to you through distance marketing, then you can return it after 30 days.
All in all, this is a really good plan for me. I feel in today’s world, getting complicated and critical illness is not very rare. At some point of time, we all are exposed to it. Getting a critical illness has been increasing and getting a plan like this is really important. Also, the benefits which this policy provides are quite unique and better than others.